Money-saving mum shares her top Christmas tips including the best time to buy decorations & why the rule of three is key

WITH just over a month left until Christmas, and lockdown keeping us all indoors, it's not surprising festive fans have already put up their trees and decked out their homes in decorations.

But if you're wanting to go big on the celebrations this year without it hurting your wallet, money-saving mum Jo Abi has a few tips to help you along the way.

The Australian mum shared her simple saving tips in a clip for Nine Honey, and said: "Christmas is a very stressful time of year, but it doesn't have to be.

"With lots of planning you can be free to enjoy all of the Christmas cheer, not just for the Christmas coming but for the one after as well."

She explained that the rule of three is key to keeping costs down year on year, which applies to buying presents for the kids.

By using the "want, need, read system", kids can pick just one gift from each category meaning they still get a mix of presents without going overboard.

Alternatively, you can apply the same system while shopping yourself for Santa presents, ensuring you stick to just a few presents.

Next, Jo says to buy in bulk from stores such as Costco which will always work out cheaper in the long run.

If wine is your weapon of choice for the festive season, then Jo says to buy a case rather than a bottle or two which will save you money.

While leaving Christmas shopping to the last minute is common for busy mums and dads, there are often quick sales in the months leading up to the big day so it's best to shop then, Jo says.

If you shop during those sales and take advantage of the low prices, you'll be able to get everything you need and more for a fraction of the price – particularly on Black Friday.

But the biggest tip Jo has is to hit the shops straight AFTER Christmas and get a head start for the following year.

She said: "As soon as Christmas is over head to the shops and start stocking up on Christmas merchandise because the prices will have been slashed, meaning come next Christmas you would have already saved hundreds."

Financial advisor Glen Hare also chimed in and agreed that getting a start on the following Christmas is the best way to get through the season without the added stress.

He said: "Throughout the course of the year if we can put away $100 (£55) per month, then when it gets to that expensive season we've accumulated a little bit of cash to get us through that period."

In other Christmas related news, B&M is selling a £5 doormat sensor which sings Christmas songs when you step on it & shoppers say it’s DEFINITELY essential.

Meanwhile, a mum-of-four who spends £1.2k on her kids’ Christmas gifts defends HUGE present pile.

And Britain’s biggest family the Radfords share their savvy Christmas tips & how long it takes to wrap presents for 22 kids.

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